Spencer Homes under $500,000

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Newest Spencer Homes under $500,000

$459,900

3 Beds ⋅ 1 Baths ⋅ 73586965 MLS

FIRST TIME ON THE MARKET! Come home to beautiful lake views, peaceful surroundings, and a lifestyle that feels like a getaway every day! This charming 3-bedroom Cape is nestled near Sugden Reservoir and offers deeded beach rights and a deeded right-of-way to the lake, all in a wonderful neighborhood on a quiet dead-end road.Inside, you'll find 1,680 sq. ft. of living space with a beautifully remodeled kitchen featuring an open floor plan, stone countertops & updated stainless steel appliances. The exceptionally large 39-foot living room is filled with natural light and showcases gorgeous lake views through sliding glass doors with plenty of room for both comfortable living and dining.The generously sized bedrooms offer plenty of space, including a spacious primary bedroom with its own private balcony/deck. Imagine starting your morning with a cup of coffee while taking in the lake views and watching the activity on the water! Second-floor laundry adds everyday convenience.The home has been thoughtfully updated with a new kitchen, updated flooring, refreshed bathroom, new lighting, and updated plumbing. A new septic system is currently being installed, providing an additional improvement for the next owner. Outdoor enthusiasts will love the location, with Mid-State Trail and Moose Hill Wildlife Sanctuary nearby, along with easy access to the reservoir & boat ramp and its recreational opportunities. Great fishing in this 90+ acre full recreational lake(state stocked trout)! When you're ready to venture out, the Mass Pike and other major routes are less than 15 minutes away. Whether you're looking for a year-round home or simply a place where you can slow down and enjoy your surroundings, this property offers a wonderful combination of comfort, nature, recreation, and convenience.Quick occupancy available. Come see why this is the kind of place that just feels good to call home!

40 Lambs Grove, Spencer

$250,000

4 Beds ⋅ 2 Baths ⋅ 73584560 MLS

Investors, rehabbers and buyers willing to roll up their sleeves, this two-family has the space, location and potential to make the work worthwhile. The first-floor unit has been comfortably lived in for decades and, while dated, offers an opportunity to update over time. Upstairs features a combination of finished space and unfinished projects, giving the next owner a head start on creating additional value. The third-floor attic was once finished but has been untouched for years. The attached two-story barn is in poor condition with compromised loft flooring and is NOT to be entered. Nearly 1.6 acres provide a surprisingly private, wooded backyard setting despite the convenience of a main-route location. Vinyl siding, plenty of outdoor space and walking distance to shopping and dining add to the appeal, with Worcester’s hospitals, colleges and amenities only about 10 minutes away. Property may not qualify for certain types of financing.

63 Pleasant Street, Spencer

$389,900

4 Beds ⋅ 2 Baths ⋅ 73580543 MLS

Welcome to 17 Highland Street! This spacious 4-bedroom, 1.5-bath home offers approximately 2,059 square feet of living space situated on a generous 6850 square foot lot and features an impressive list of recent updates.Major improvements include new windows (2025), new exterior doors(2025), a new roof (2026), a new gas meter (2019), and a new electrical panel (2019)—providing buyers with several important updates already completed. The home's generous layout offers plenty of room to accommodate a variety of needs, with four bedrooms and ample living space to make your own.Conveniently located in Spencer, this property presents an excellent opportunity for buyers looking for space, value, and significant recent improvements. Come see the possibilities at 17 Highland Street and make this home your own!

17 Highland St, Spencer

$289,000

3 Beds ⋅ 1 Baths ⋅ 73580296 MLS

Welcome to 11 Prospect St, a charming 3-bedroom, 1-bath home offering the perfect blend of comfort, character, and opportunity. Set in a convenient Spencer location, this inviting property provides a wonderful canvas for creating a home that reflects your personal style while offering the space and flexibility today's buyers are looking for. From the moment you arrive, you'll appreciate the welcoming setting and the possibilities this home presents. Inside, the flexible layout offers comfortable spaces for everyday living, entertaining, and relaxing. The versatile den adds an extra layer of functionality and could easily become a stylish home office, private reading room, creative studio, playroom, or peaceful retreat. The three bedrooms provide inviting spaces to unwind at the end of the day, while the home's overall layout allows you to thoughtfully create spaces that feel warm, personal, and distinctly your own. Imagine gathering with family and friends, preparing meals in a kitchen designed around the way you love to live, or settling into a comfortable living space filled with your own style and personality. Outside, the possibilities continue. The generous yard offers the opportunity to create your own private outdoor escape—perhaps a beautiful garden, a space for summer entertaining, a play area, or simply a peaceful place to enjoy your morning coffee and warm New England evenings. 11 Prospect St is more than a house—it is an opportunity to create the home you've been envisioning. With its flexible spaces, inviting setting, and room to bring your own design ideas to life, this property is ready for its next chapter.

11 Prospect St, Spencer

$329,900

4 Beds ⋅ 2 Baths ⋅ 73576963 MLS

Here’s your chance to create the home you want instead of paying for someone else’s renovation. This Cape offers generous living space, a spacious lot, public water and sewer, and plenty of room to bring new ideas to life. The home needs updating and is being offered AS-IS, creating an opportunity to make improvements over time and build equity along the way. Hardwood flooring, a full walk-out basement, wood deck and spacious yard provide a great starting point. Something you don’t see every day—the original building plans are available, offering a unique look at the home’s original design and layout. Whether you’re looking for a home to make your own or your next renovation project, there’s plenty here to work with. Bring your ideas and imagine the possibilities.

25 Bixby Rd, Spencer

$235,000

2 Beds ⋅ 1 Baths ⋅ 73575267 MLS

Welcome to 4 Lambs Grove! Hard to find cottage near the Sugden Reservoir with water views. The home consists of 2 bedrooms, 1 bath and newer windows. The home could be used year around or a peaceful weekend retreat. Sold As iI seller will make no repairs, title V is Buyer responsibility and personal property will remain. 1st showings Sunday September 20th from 2pm to 3:30pm.

4 Lambs Grove, Spencer

$449,900

2 Beds ⋅ 2 Baths ⋅ 73574479 MLS

Closing cost assistance offered! Turnkey lake-view living with the ease of a condo—but the privacy, garage and flexibility of a single-family home. This beautifully renovated, turn-key home offers the rare combination of single-level living, stunning lake views, and flexible additional living space, all without sacrificing convenience. Thoughtfully refreshed from top to bottom, the main level is designed for effortless everyday living with a comfortable, inviting layout and views of the water from multiple rooms.The lower level adds exceptional versatility with a private living area ideal for an in-law suite, guest accommodations, home office, or additional recreation space. French doors open directly to a patio overlooking the lake, creating a wonderful connection to the outdoors and offering a peaceful spot to enjoy the scenery. A generously sized 2 car garage provides excellent storage and workspace, with **potential for future ADU possibilities** for those looking to expand the property's functionality or create additional living space. Enjoy the best of both worlds-the peace and beauty of lake and country living, while remaining close to everyday conveniences, coffee shops, restaurants, shopping, and more. Whether you're looking to simplify into beautiful, low-maintenance one-level living, accommodate family and guests, or simply enjoy a home that is ready to move right in and enjoy, this property offers a rare blend of comfort, flexibility, and lifestyle. Option to add second bedroom to main level Possible.

6 Wilson Ave, Spencer

$240,000

3 Beds ⋅ 1 Baths ⋅ 73571618 MLS

Attention Developers and Flippers. 1929sf 3 bed 1 bath on 29+K sf lot needs rehab and a new septic. House to be sold As-Is Where-is with contents. Wood and Steel Beam construction, Top of the line Buderus heating system. Deeded access to Big Stiles Lake around the corner. Additional 38,000+ sf lot 1 house away is available for $75K - not perked.

2 Woodland Ln, Spencer

$498,000

4 Beds ⋅ 3 Baths ⋅ 73568372 MLS

Private 4-BR Colonial by Luther Hill ParkSpacious 8-room Colonial on a private, elevated hill lot at the end of a dead-end street. Backyard directly borders and accesses Luther Hill Park for beach swimming, lifeguards, fishing, kayaking, canoeing, bicycling, and live entertainment.Main floor features a large eat-in kitchen with a center island, dedicated laundry room, formal dining room, living room, and a massive bonus family room with soaring cathedral ceilings. Upstairs offers 4 spacious bedrooms and 2 full baths, including a primary master suite with cathedral ceilings. Includes an attached 2-car garage.Conveniently located near a local bus line with a straightforward drive to Worcester, Boston, Hartford, Springfield, and Providence.

38 Lake St, Spencer

$269,900

2 Beds ⋅ 1 Baths ⋅ 73558422 MLS ⋅ ['Crestview Gardens Condominiums'] BLDG.

Motivated Seller. Spacious garden style condo for sale in Spencer priced under 270K and the fees are only 295.00 per month! This is a pet friendly complex. This condo features open living room/dining room for entertaining. The dining room has a slider to the private deck overlooking the beautiful meadow. In-Unit Central Air. Cabinet packed kitchen with a newer refrigerator and a brand-new dishwasher, In-unit laundry room with washer and dryer included. Plenty of closet space in the unit plus extra assigned storage in the basement. Easy highway access to major routes. Off-Street Parking One deeded spot and plenty of visitor parking in front of the building. Recent upgrades include slider/windows 2022, natural gas hot water tank 2022, new dishwasher 2026, refrigerator 2023, furnace 2015.

2 Crestview Unit 51, Spencer

$319,900

2 Beds ⋅ 1 Baths ⋅ 73552082 MLS

Welcome to 53 Temple Street! Come be surprised at this cozy 2 bedroom cottage. Grounds were recently landscaped to include a new vinyl fence and a new paved driveway. Large deck off the house and an extra storage shed. Stainless steel appliances, natural gas boiler and hot water tank. 1st floor main bedroom and an extra room on the 2nd floor off the bedroom. Laminate flooring in the basement with washer and dryer. Set up your private showing today.

53 Temple Street, Spencer

$390,000

4 Beds ⋅ 2 Baths ⋅ 73531506 MLS

9/10/2026... NEW PRICE… There is so much space in this Gracious Home offering 4 levels for a versatile floor plan. Do you need a 1st flr Primary Bedroom? Check. Do you need a Home Office? Check. Do you need a dedicated space for a gym? Check. And there is so much more... The Renovated Kitchen with stainless steel appliances was completed last year (2025). The Electrical system was just upgraded including the new electrical service to the house (2025). Home is heated by natural gas and the Refurbished Boiler with new components. Very Large Full bathroom wi/separate sinks & shower areas for those busy mornings. Looking for a home with nice outdoor space for the warmer weather days & evenings? There are Two large decks to enjoy all your outdoor activities. The walkout lower level gives so much space for additional square footage. Beautiful wide pine floors in many rooms. Call today for your private appointment. Audio and Video are present at the property. Entry is consent.

52 Cherry Street, Spencer

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